Thursday, November 26, 2015

4 Ways to Cut Back on Daily Expenses

It’s not a cheap world that we live in. More often than not, individuals find themselves living from paycheck to paycheck. While this is not always the ideal situation, there are always ways to improve one’s financial burdens with a few creative changes, and some sacrifices. If you’re interested in making the most out of your money, take a look at a few of these daily and monthly expense-saving tips:

  1. Save on gas costs by limiting your excursions.  For the large majority of Americans, your vehicle is your daily driver. It is often driven to work, and then home again, along with any other stops in between.  However, you can save on your gas costs by limiting yourself to making stops only in one direction, as well as choosing one day a week to get all of your appointments and stops out of the way.

  1. Bring your own lunch to work!  As tempting as it is to indulge in a well-deserved lunchtime treat, the reality is that eating out is expensive, even for fast food restaurants.  If you pack your own lunch, it generally only ends up costing pennies to make - it may not be your favorite choice, but with a little creativity and a different outlook, you could enjoy your lunch while saving lots of money each week.

  1. Cancel your gym membership. While this might seem counter-productive to most modern thinking, one can actually get as good of a workout, if not better, than utilizing a monthly gym membership.  One can actually get a phenomenal workout by doing cardio and bodyweight exercises in the home and around the neighborhood. Find some used dumbbells on craigslist and build a better body for cheap!

  1. Change the bulbs in your home to energy-efficient ones.  Incandescent light bulbs use far more electricity than modern ones, such as halogen incandescents, LED’s or compact fluorescent lamps. By switching over to energy-efficient bulbs, you will see a marked difference in your energy bill, so make the switch as soon as you can.

These are just several ways you can begin to cut costs in your everyday living. As expensive as our modern lives can be, there is always a way to reduce costs further. One other important way to save money is to also sign up for a free government phone through Budget Mobile. This particular program is government-sponsored and is designed to provide individuals who have difficulty meeting their monthly financial needs with a free phone, as well as free service. It’s a great opportunity to look into for those who qualify for this program.  For more information, visit to see if you are eligible for this free government phone.

Monday, October 19, 2015

Cold Weather is Coming - Save Money

Cold weather is starting to settle in, which means it's time to prepare your home.  Leaves are starting to turn in some locations while in others, trees have already shed all their leaves and are preparing for frigid temperatures. For some people, cold weather is welcomed and for others, they would rather enjoy 90 degree temperatures for the rest of their life.  While people may have different preferences, one thing that bonds everyone together is the need to weatherproof their homes to keep warm air in and cold air out.

Tips for Saving Money in the Cold

Money Saving Tips

  1. Seal the leaks in your home.  Windows are often a spot in your home where you lose a lot of heat. If you live in an old home with older single pane windows, a window sealing kit is a great way to go.  This seals out all the cold air from coming in.  The downside, you can't open your windows to let fresh air in.  Another way to seal leaks is to caulk around your windows where there are cracks.  While caulking tools may look intimidating, they are very easy to use and very inexpensive.  Did we mention filling in cracks around your windows can also save you money in the summer while trying to keep your home cool?  
  2. Clean your fireplace.  If you are lucky enough to have a fireplace, whether it's gas or wood burning, it's important to keep it maintained.  For those with a gas fireplace, there are dozens, if not hundreds of videos online with how-to videos for cleaning out your gas fireplace.  Not only do you ensure it's running efficient, it also is pleasing to look at.  Approximate time to clean, 1-2 hours.  If you have a wood burning fireplace, remember to get your chimney cleaned out every year if you tend to use it regularly.  This will help soot from building up in your chimney and help prevent fires.  It's also a great time to get out and chop some wood and get some exercise.  
  3. Seal your attic.  Your attic is one of the biggest places to lose heat and money during winter months.  The majority of homes with attics aren't always insulated well, even though it's easy to do and very inexpensive.  For about $7, you can buy some weatherstripping foam tape to prevent warm air from escaping into your attic and out through your roof.  
  4. Use Electrical wall socket gaskets.  These fit flush against the plates that go over the electrical outlets in your house to prevent cold air from getting in.  They generally only need to be used on the outside facing walls, interior walls usually don't let cold air in.  

Save Money with Free Government Cell Phones from Budget Mobile 

free government cell phone

Another great way to save money on your monthly budget is to sign up for a free government phone through Budget Mobile.  This free cell phone program is designed to help out those who are having trouble paying their monthly bills by giving them a free cell with with free cell phone service.  These free cell phones are through a government program called LifeLine and are sometimes referred to as an Obama phone.  For money information on how to qualify for a free government cell phone, please visit Budget Mobile.  

Friday, September 25, 2015

Budget Mobile Offers Free Government Cell Phones

free government cell phones

Have you ever thought a cell phone would help you in both your work and personal life, but knew the cost would be prohibitive?  Budget Mobile offers free government cell phones through a program called LifeLine.  This free government cell phone program, sometimes called an Obama Phone, is setup to help those in need who would otherwise have trouble paying for a cell phone and the monthly service. 

Benefits of Free Government Phones 

Unlike other cell phone plans, the LifeLine plan that includes a free government phone has no contract and it has no cost to qualified individuals.  This means that you can receive a free cell phone with free cell phone service and not have to worry about paying expensive cell phone bills each month.

Free Cell Phone Service Provided

With free cell phone service, qualified individuals can make and receive phone calls, text messages, and depending on the state you live in, you may qualify for free mobile data.   Qualified applicants can receive free government cell phones and free cell phone service for up to one year.  After the year is over, applicants must reapply to the LifeLine Program. 

How to Qualify for a Free Government Cell Phone

To qualify for a free government cell phone, applicants must be of a low income status determined by each state or they must be receiving financial assistance from one of the major government sponsored programs.  These programs include, but are not limited to food stamps (SNAP), Medicaid, Free Lunch program for kids, or Federal Housing Assistance – Section 8.  Only one free cell phone line per household.

To see if you qualify for a free government phone through the LifeLine Cell Phone program with Budget Mobile, visit the resources page.  You can also click on the link that is specific to the state that you currently live in. 

Wednesday, September 16, 2015

Fall into Savings with Budget Mobile

free government cell phone

With cooler temperatures around the corner, there are a few money saving tips we want to share that can save you some money each month.  Most of these tips can be done yourself with no additional help, meaning you won’t have to pay a service person.

Seal those holes and cracks

When you turn your furnace on to provide some warmth, the last thing you want is for the warm air to sneak out the front door.  Sealing holes and cracks with weather stripping or caulk can keep your warm air inside and prevent it from getting outside.   These seals can save you up to 10% on your energy bill each year.

Set your Hot Water Heater Temperature

Many people often have their hot water heater temperatures in their home set too high.  Not only can this cost you a lot of extra money, but when the temperature is too hot, it can scold your skin.  Set your temperature on your hot water heater to 120 F or set it to low to prevent excess energy use.  If the water temperature out of the tap is a little low for you, you can always turn the dial up a little.  You’ll be amazing at the savings this can provide you!

Energy Audits

Not sure where you else you might be loosing money?  Energy audits are a great way to see where you can potentially save some money in your home.  Check with your local energy company as they often have rebates available for energy audits.

Save Money with Free Government Cell Phones

In addition to saving money on your home, you may also qualify for a free government cell phone including free cell phone service through Budget Mobile. This LifeLine cell phone program is setup to provide financial relief to low-income families who are having a hard time paying they monthly bills.  To see if you qualify for a free government cell phone, click here.

Friday, August 28, 2015

Free LifeLine Cell Phones in Oklahoma

free lifeline phones in oklahoma

For residents of Oklahoma that are having a hard time paying their bills, Budget Mobile now offers free lifeline phones in Oklahoma.  This is good news for people that are trying all they can to keep their head above water on their bills, but can’t seem to keep up.

Budget Mobile Lifeline plans in Oklahoma include a free smartphone with free cell phone service including unlimited calls and text messages, and 500mb of free mobile data.  The Lifeline plan is a free government cell phone program that helps people who cannot normally afford a cell phone and cell phone service.

To be eligible for a free government cell phone through Budget Mobile, applicants must qualify either through low-income verification or they must already be participating in another government sponsored financial relief program.  Programs that qualify include food stamps(SNAP), Medicaid, government housing, temporary assistance for needy families, and more.  To see a full list of qualifying program visit the Oklahoma LifeLine Plan Page. 

After qualifying for the LifeLine cell phone service program, qualified individuals won’t have to worry about going over in call minutes or texts messages due to the unlimited calls and texts plan. The free smartphones also come with 500mb of data each month, which means individuals can check emails, get directions, and use other services that require mobile data on a smartphone. 

To learn more about the free government cell phone LifeLine plan offered by Budget Mobile, please visit the resources section of the Budget Mobile website.

Monday, August 17, 2015

Free Government Cell Phones - Budget Mobile

free cell phone

Are you having trouble paying for your cell phone bill each month?  Did you know that Budget Mobile offers free government cell phones including free cell phone service to those that qualify?  The free government cell phone plan is through the LifeLine Cell Phone program that provides free cell phones and free cell phone service to low-income individuals and families.

Free Government Cell Phones Helping Low Income Families

While many low-income families try their best to pay all their bills, it can be very challenging.  Through this free government cell phone program, also known as an Obama Phone, qualified individuals are able to gain access to free calls and text messages.  This allows low income families the opportunity to pick up the phone to call and setup a doctors appointment, conduct a phone interview with a potential employer, call a tow truck driver in case their car breaks down, and the list goes on and on. 

How to Qualify for a LifeLine Cell Phone 

Free Government Cell Phone
To qualify for a free government cell phone, applicants must meet a certain criteria that is determined by each state.  It is important to view each states criteria before you apply to make sure you qualify.  Most states accept popular financial assistance programs such as food stamps (SNAP), Medicaid, and federal housing assistance. 

Only one person per household can qualify for a free government cell phone including free cell phone service.  Each year, applicants must resubmit their qualifications in order to continue LifeLine Free Cell Phone Service. 

To learn more about this free government cell phone program, also known as an Obama Phone or LifeLine Cell phone, please Visit BudgetMobile.

Wednesday, August 12, 2015

What is an Obama Phone?

obama phone

Over the last couple of years, the term “Obama Phone” has been thrown around very loosely.  The basic premise to the term Obama Phone is a free government cell phone through a program called LifeLine.

Budget Mobile participates in the LifeLine Cell Phone program commonly known as an Obama Phone by offering qualified low-income individuals with a free cell phone that includes free cell phone service.  To qualify for a free cell phone with free cell phone service, individuals must qualify by meeting a certain income requirement that is designated by each state.  In general, individuals can qualify for an Obama Phone / LifeLine Phone with Budget Mobile if they are participating through a federal or state run financial assistance program. 

Examples of Qualifying Financial Assistance Programs

  • Medicaid
  • Food Stamps (SNAP)
  • Federal Housing Assistance
  • Supplemental Security Income
  • National School Lunch (Free version only)
  • Low Income Home Energy Assistance

Benefits of an Obama Phone 

The concept of an Obama Phone is to help someone who is less fortunate to get back on his or her feet and be financially stable.  This means that instead of worrying about how someone is going to pay their cell phone bill, they can transition that effort to focus on providing for their families and themselves.  This also means that instead of worrying about the cost of cell phone minutes and text messages, they can spend that extra time on the phone that might be needed for a job interview over the phone, which in turn helps them become more financially stable.  Obama Phones or LifeLine Phones also help people in communicating with babysitters, doctors offices, tow truck drivers, and other service providers in which it is almost always necessary to have a phone to communicate with. 

See if you qualify for a Free Government Phone

LifeLine Phone

To see if you qualify for a free government phone, please visit and click on the particular state in which you live.  If you see that you qualify, it is easy to upload your proof of qualification.  If you have additional questions about an Obama Phone/LifeLine Phone, please feel free to contact us through our Facebook Page or our Resources Page.